Mortgage Lender, Providence Mortgage, Maryland, DC, Virginia, Florida

Down Payment Assistance Programs!

2% down payment assistance

You will receive 2% in GRANT
You will pay 1% in down payment
Earn max 80% of the Area Median Income
Max loan amount $350,000
Don't have to be a first-time homebuyer

$10,000 Grant

Must live in MSA census tract address
Can purchase anywhere!
No income limitations
Follow County loan limits
Must be a first-time homebuyer

100% Financing

96.5% First mortgage
3.5% Second mortgage
No income limitations
Repayable and Forgivable options
Don't have to be a first-time homebuyer

IT'S NEW...IT'S EXCITING...

IT'S GAME-CHANGING!

Here's a quick run-down on how it works:

1. Pull out existing equity from your current home at 0% interest and apply it as down payment for your next purchase

2. Qualify based on only the new mortgage payment (current mortgage payment is not factored into your Debt-to-Income ratio)

3. If your home doesn't sell in 90 days, our lending partner will buy it from you...ALL RISK FREE!

Now you can buy before you sell and submit stronger offers with no home sale contingency. More details are involved so contact us!

WE'RE SIMPLY DIFFERENT!

Rate Protection

We understand rates are causing buyers to put home purchase on pause. That is why we are offering FREE refinances after purchases. We’ll pay for all loan fees including appraisal, origination, processing, and title. You only pay taxes and escrows! Ask us for more details. **Must wait 6 months after purchase and rate protection is valid until the LIFE of your home ownership**

We Care

We passionately strive to be a company that cares about the community. We will make a donation on your behalf to a non-profit organization of your choice. Together we can make a difference!

Write us a review!

Get Approved

One step further than a pre-approval and immensely STRONGER! We will approve you before you submit an offer on your home.* Take the risk out of your purchase and be APPROVED 100% before you find your home, submit a stronger offer, and find your way home with us.

*Subject to lender approval and loan products.

Loan Matching

With our vast array of products we will always find you the right loan regardless of your loan profile. We also offer wholesale rates, which means we would be hard to beat.

I chose Providence Mortgage for my first time home buy. They were super helpful and kind in assisting me with my loan. They explained things kindly and with detail when needed and the process was so smooth and effortless. I will definitely use them again for future purchases.

-A. Tingle

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